ZIP Code 01009 — Palmer Town city, MA Demographics & Data

ZIP code 01009 covers Palmer Town, MA in Hampden County with a population of about 790.

At a glance, the area shows median age of 31.2 versus a U.S. median of about 38.9.

It sits in telephone area code 413; U.S. House district MA-1; the SPRINGFIELD - HOLYOKE media market.

Median household income in ZIP 01009 is about $70,763 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.9%; unemployment rate near 8.9%; 38.1% of adults with a bachelor’s degree or higher (about 4.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Transportation; about 4.0% of workers reporting work-from-home (about 11.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $275,800 — about 21% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $968 (about 17% below the U.S. median rent ($1,163)), and owner-occupancy near 57.2% (about 8.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01009 in Palmer Town, MA, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,772. That is roughly in line with the local median household income ($70,763). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Palmer Town city, MA as Relatively Moderate (composite score 92.8), which is among the highest nationally. The strongest component scores on US5 are flood (95.9) and hurricane (93.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Palmer Town city, MA show little to no average snow and around 47.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 37 for ZIP 01009 (Palmer Town city, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.