ZIP Code 01053 — Northampton city, MA Demographics & Data

ZIP code 01053 covers Northampton, MA in Hampshire County with a population of about 2,033.

At a glance, the area shows median age of 54.3 versus a U.S. median of about 38.9.

It sits in telephone area code 413; U.S. House district MA-2; the SPRINGFIELD - HOLYOKE media market.

Northampton, MA fits a retirement-oriented profile (high share of residents 65+ (35.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 01053 is about $88,646 — about 18% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.5%; unemployment rate near 10.1%; 53.7% of adults with a bachelor’s degree or higher (about 20.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 19.0% of workers reporting work-from-home (about 3.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $345,600 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,557 (about 34% above the U.S. median rent ($1,163)), and owner-occupancy near 76.7% (about 11.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01053 in Northampton, MA, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,220. That is roughly in line with the local median household income ($88,646). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Northampton city, MA as Relatively Low (composite score 69.9), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (83.8) and flood (79.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Northampton city, MA show little to no average snow and around 46.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 96 for ZIP 01053 (Northampton city, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.