ZIP Code 01088 — undefined, MA Demographics & Data

ZIP code 01088 covers MA in Hampshire County with a population of about 654.

At a glance, the area shows median age of 31.5 versus a U.S. median of about 38.9.

It sits in telephone area code 413; U.S. House district MA-2; the SPRINGFIELD - HOLYOKE media market.

Median household income in ZIP 01088 is about $53,472 — about 29% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.7%; unemployment rate near 7.2%; 27.4% of adults with a bachelor’s degree or higher (about 6.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Education; about 2.9% of workers reporting work-from-home (about 12.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $383,300 — about 10% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 56.9% (about 8.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01088 in MA, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,462. That is about 98% above the local median household income ($53,472), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MA as Relatively Low (composite score 69.9), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (83.8) and flood (79.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MA show little to no average snow and around 46.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 31 for ZIP 01088 (MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.