ZIP Code 01373 — South Deerfield CDP, MA Demographics & Data

ZIP code 01373 covers South Deerfield, MA in Franklin County with a population of about 4,784.

At a glance, the area shows median age of 53.2 versus a U.S. median of about 38.9.

It sits in telephone area code 413; U.S. House district MA-2; the SPRINGFIELD - HOLYOKE media market.

Median household income in ZIP 01373 is about $102,578 — about 36% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 4.4%; 41.6% of adults with a bachelor’s degree or higher (about 7.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Manufacturing, and Construction; about 17.3% of workers reporting work-from-home (about 2.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $387,500 — about 11% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,273 (about 9% above the U.S. median rent ($1,163)), and owner-occupancy near 81.8% (about 16.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01373 in South Deerfield, MA, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,489. That is roughly in line with the local median household income ($102,578). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for South Deerfield CDP, MA as Relatively Low (composite score 60.7), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (78.6) and flood (73.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for South Deerfield CDP, MA show little to no average snow and around 48.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 226 for ZIP 01373 (South Deerfield CDP, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.