ZIP Code 03045 — Goffstown CDP, NH Demographics & Data

ZIP code 03045 covers Goffstown, NH in Hillsborough County with a population of about 14,013.

At a glance, the area shows median age of 45.7 versus a U.S. median of about 38.9.

It sits in telephone area code 603; U.S. House district NH-1; the BOSTON (MANCHESTER) media market.

Median household income in ZIP 03045 is about $114,965 — about 53% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.1%; unemployment rate near 0.6%; 39.3% of adults with a bachelor’s degree or higher (about 5.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 12.9% of workers reporting work-from-home (about 2.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $360,300 — about 4% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,415 (about 22% above the U.S. median rent ($1,163)), and owner-occupancy near 86.0% (about 20.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 03045 in Goffstown, NH, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,314. That sits below the local median household income ($114,965), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Goffstown CDP, NH as Relatively Moderate (composite score 89.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (92.6) and hurricane (92.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Goffstown CDP, NH show little to no average snow and around 40.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 658 for ZIP 03045 (Goffstown CDP, NH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.