ZIP Code 03301 — Concord city, NH Demographics & Data

ZIP code 03301 covers Concord, NH in Merrimack County with a population of about 33,987.

At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.

It sits in telephone area code 603; U.S. House district NH-2; the BOSTON (MANCHESTER) media market.

Concord, NH sits in a university / college context (near nhti-concord's community college (1.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 03301 is about $85,943 — about 14% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.8%; unemployment rate near 4.6%; 41.7% of adults with a bachelor’s degree or higher (about 8.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Professional services; about 14.0% of workers reporting work-from-home (about 1.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $344,300 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,244 (about 7% above the U.S. median rent ($1,163)), and owner-occupancy near 55.8% (about 9.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 03301 in Concord, NH, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,212. That is roughly in line with the local median household income ($85,943). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Concord city, NH as Relatively Low (composite score 78.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.8) and hurricane (84.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Concord city, NH show little to no average snow and around 42.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,595 for ZIP 03301 (Concord city, NH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.