ZIP Code 28025 — Concord city, NC Demographics & Data

ZIP code 28025 covers Concord, NC in Cabarrus County with a population of about 57,510.

At a glance, the area shows median age of 38.0 (near the U.S. median).

It sits in telephone area codes 704, 980; U.S. House district NC-8; the CHARLOTTE media market.

Median household income in ZIP 28025 is about $79,271 — about 5% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.9%; unemployment rate near 6.2%; 33.1% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 11.8% of workers reporting work-from-home (about 3.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $264,100 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $996 (about 14% below the U.S. median rent ($1,163)), and owner-occupancy near 70.8% (about 5.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28025 in Concord, NC, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,697. That is roughly in line with the local median household income ($79,271). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Concord city, NC as Relatively Moderate (composite score 87.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (92.2) and hurricane (73.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Concord city, NC show little to no average snow and around 47.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,388 for ZIP 28025 (Concord city, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.