ZIP Code 03824 — Durham CDP, NH Demographics & Data

ZIP code 03824 covers Durham, NH in Strafford County with a population of about 15,054.

At a glance, the area shows median age of 20.7 versus a U.S. median of about 38.9.

It sits in telephone area code 603; U.S. House district NH-1; the BOSTON (MANCHESTER) media market.

Durham, NH sits in a university / college context (near university of new hampshire-main campus (1.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 03824 is about $126,658 — about 69% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.1%; unemployment rate near 4.3%; 77.8% of adults with a bachelor’s degree or higher (about 44.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Food services; about 18.3% of workers reporting work-from-home (about 3.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $469,900 — about 35% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,202 (about 3% above the U.S. median rent ($1,163)), and owner-occupancy near 65.2% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 03824 in Durham, NH, a household would need roughly $129,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,019. That is roughly in line with the local median household income ($126,658). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Durham CDP, NH as Relatively Low (composite score 64.1), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (76.6) and flood (76.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Durham CDP, NH show little to no average snow and around 47.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 706 for ZIP 03824 (Durham CDP, NH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.