ZIP Code 03850 — Melvin Village CDP, NH Demographics & Data

ZIP code 03850 covers Melvin Village, NH in Carroll County with a population of about 320.

At a glance, the area shows median age of 58.2 versus a U.S. median of about 38.9.

It sits in telephone area code 603; U.S. House district NH-1; the PORTLAND - AUBURN media market.

Melvin Village, NH fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 03850 is about $120,250 — about 60% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 19.3%; 2.4% of adults with a bachelor’s degree or higher (about 31.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Administrative support, and Retail trade; a mean commute of about 146.0 minutes (U.S. average near 26.8).

Median home value is about $423,900 — about 22% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 03850 in Melvin Village, NH, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,723. That is roughly in line with the local median household income ($120,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Melvin Village CDP, NH as Relatively Low (composite score 71.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (86.4) and flood (82.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Melvin Village CDP, NH show little to no average snow and around 54.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 03850 (Melvin Village CDP, NH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.