ZIP Code 04107 — South Portland city, ME Demographics & Data

ZIP code 04107 covers South Portland, ME in Cumberland County with a population of about 9,581.

At a glance, the area shows median age of 49.8 versus a U.S. median of about 38.9.

It sits in telephone area code 207; U.S. House district ME-1; the PORTLAND - AUBURN media market.

South Portland, ME aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 04107 is about $145,464 — about 94% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.2%; unemployment rate near 1.8%; 76.9% of adults with a bachelor’s degree or higher (about 43.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Education; about 27.6% of workers reporting work-from-home (about 12.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $659,600 — about 89% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,737 (about 49% above the U.S. median rent ($1,163)), and owner-occupancy near 88.5% (about 23.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 04107 in South Portland, ME, a household would need roughly $182,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,237. That is about 25% above the local median household income ($145,464), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for South Portland city, ME as Relatively Low (composite score 77.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (90.7) and flood (72.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for South Portland city, ME show little to no average snow and around 48.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 435 for ZIP 04107 (South Portland city, ME) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.