ZIP Code 04860 — undefined, ME Demographics & Data

ZIP code 04860 covers ME in Knox County with a population of about 1,506.

At a glance, the area shows median age of 54.8 versus a U.S. median of about 38.9.

It sits in telephone area code 207; U.S. House district ME-1; the PORTLAND - AUBURN media market.

ME fits a retirement-oriented profile (high share of residents 65+ (40.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 04860 is about $72,112 — about 4% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.6%; unemployment rate near 1.9%; 42.8% of adults with a bachelor’s degree or higher (about 9.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Agriculture, and Wholesale trade; about 13.7% of workers reporting work-from-home (about 1.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $310,000 — about 11% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,238 (about 6% above the U.S. median rent ($1,163)), and owner-occupancy near 88.5% (about 23.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 04860 in ME, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,991. That is about 18% above the local median household income ($72,112), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for ME as Very Low (composite score 28.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (82.9) and flood (21.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for ME show little to no average snow and around 47.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 68 for ZIP 04860 (ME) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.