ZIP Code 05737 — Chittenden CDP, VT Demographics & Data

ZIP code 05737 covers Chittenden, VT in Rutland County with a population of about 696.

At a glance, the area shows median age of 47.2 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the BURLINGTON - PLATTSBURGH media market.

Median household income in ZIP 05737 is about $98,438 — about 31% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.2%; unemployment rate near 1.6%; 45.4% of adults with a bachelor’s degree or higher (about 11.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Education, and Administrative support; about 19.8% of workers reporting work-from-home (about 4.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $268,500 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $875 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 92.4% (about 27.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05737 in Chittenden, VT, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,725. That sits below the local median household income ($98,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Chittenden CDP, VT as Relatively Low (composite score 50.5), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (70.0) and flood (67.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Chittenden CDP, VT show little to no average snow and around 48.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 36 for ZIP 05737 (Chittenden CDP, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.