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Chittenden CDP, VT

ZIP 05737 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05737

Median Home Value
$268,500
Median Rent
$875
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,725/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05737 in Chittenden CDP, VT, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,725. That sits below the local median household income ($98,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.4%+41% vs US avg
x
Vacancy Rate
20.2%+96% vs US avg
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
9.5%-36% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
14.3%-71% vs US avg
x
Mortgage-Free
37.1%-3% vs US avg
x
$268,500
Home Value
$875
Rent
1976
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached95.4%
  • 1-unit attached0.0%
  • 2-9 units1.4%
  • 10+ units0.0%
  • Mobile home & other3.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$268,500
Median rent$875
Owner-occupied92.4%
Vacant20.2%
Price-to-income2.7x
Est. income to buy$74,000