ZIP Code 06415 — Colchester CDP, CT Demographics & Data

ZIP code 06415 covers Colchester, CT in New London County with a population of about 16,075.

At a glance, the area shows median age of 43.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 860, 959; U.S. House district CT-2; the HARTFORD & NEW HAVEN media market.

Median household income in ZIP 06415 is about $119,656 — about 59% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.1%; unemployment rate near 2.0%; 46.2% of adults with a bachelor’s degree or higher (about 12.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Manufacturing; about 15.1% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $340,700 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,116 (about 4% below the U.S. median rent ($1,163)), and owner-occupancy near 78.9% (about 13.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 06415 in Colchester, CT, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,189. That sits below the local median household income ($119,656), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Colchester CDP, CT show little to no average snow and around 52.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 887 for ZIP 06415 (Colchester CDP, CT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.