ZIP Code 07064 — Port Reading CDP, NJ Demographics & Data

ZIP code 07064 covers Port Reading, NJ in Middlesex County with a population of about 3,742.

At a glance, the area shows median age of 40.0 (near the U.S. median).

It sits in telephone area codes 732, 848; U.S. House district NJ-6; the NEW YORK media market.

Median household income in ZIP 07064 is about $143,194 — about 91% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.8%; unemployment rate near 4.8%; 31.2% of adults with a bachelor’s degree or higher (about 2.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Transportation; about 6.0% of workers reporting work-from-home (about 9.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $415,500 — about 19% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,201 (about 3% above the U.S. median rent ($1,163)), and owner-occupancy near 93.1% (about 27.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07064 in Port Reading, NJ, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,669. That sits below the local median household income ($143,194), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Port Reading CDP, NJ as Relatively High (composite score 97.8), which is among the highest nationally. The strongest component scores on US5 are flood (98.9) and hurricane (92.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Port Reading CDP, NJ show little to no average snow and around 50.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 241 for ZIP 07064 (Port Reading CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.