ZIP Code 08059 — Mount Ephraim borough, NJ Demographics & Data

ZIP code 08059 covers Mount Ephraim, NJ in Camden County with a population of about 5,616.

At a glance, the area shows median age of 38.5 (near the U.S. median).

It sits in telephone area code 856; U.S. House district NJ-1; the PHILADELPHIA media market.

Median household income in ZIP 08059 is about $95,635 — about 27% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.5%; unemployment rate near 5.7%; 24.4% of adults with a bachelor’s degree or higher (about 9.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Retail trade; about 14.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $231,100 — about 34% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,088 (about 6% below the U.S. median rent ($1,163)), and owner-occupancy near 66.9% (about 1.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08059 in Mount Ephraim, NJ, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,485. That sits below the local median household income ($95,635), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mount Ephraim borough, NJ as Relatively Moderate (composite score 93.2), which is among the highest nationally. The strongest component scores on US5 are flood (95.6) and hurricane (88.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mount Ephraim borough, NJ show little to no average snow and around 50.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 361 for ZIP 08059 (Mount Ephraim borough, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.