ZIP Code 08314 — Delmont CDP, NJ Demographics & Data

ZIP code 08314 covers Delmont, NJ in Cumberland County with a population of about 503.

At a glance, the area shows median age of 51.5 versus a U.S. median of about 38.9.

It sits in telephone area code 856; U.S. House district NJ-2; the PHILADELPHIA media market.

On socioeconomic markers, US5 shows a poverty rate of 11.7%; unemployment rate near 0.0%; 9.2% of adults with a bachelor’s degree or higher (about 24.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Healthcare, and Education; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $203,400 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.0% (about 29.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08314 in Delmont, NJ, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,307. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Delmont CDP, NJ as Relatively Moderate (composite score 82.6), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (91.9) and wildfire (85.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Delmont CDP, NJ show little to no average snow.

IRS migration statistics show a net inflow of about 32 for ZIP 08314 (Delmont CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.