ZIP Code 08527 — Vista Center CDP, NJ Demographics & Data

ZIP code 08527 covers Vista Center, NJ in Ocean County with a population of about 58,366.

At a glance, the area shows median age of 38.9 (near the U.S. median).

It sits in telephone area codes 732, 848; U.S. House district NJ-4; the NEW YORK media market.

Median household income in ZIP 08527 is about $109,059 — about 45% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.0%; unemployment rate near 4.7%; 38.8% of adults with a bachelor’s degree or higher (about 5.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 11.7% of workers reporting work-from-home (about 3.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $460,600 — about 32% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,477 (about 27% above the U.S. median rent ($1,163)), and owner-occupancy near 86.0% (about 20.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08527 in Vista Center, NJ, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,959. That is about 16% above the local median household income ($109,059), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Vista Center CDP, NJ as Relatively High (composite score 96.2), which is among the highest nationally. The strongest component scores on US5 are flood (96.7) and wildfire (95.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Vista Center CDP, NJ show little to no average snow and around 52.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,757 for ZIP 08527 (Vista Center CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.