ZIP Code 08701 — Lakewood CDP, NJ Demographics & Data

ZIP code 08701 covers Lakewood, NJ in Ocean County with a population of about 136,784.

At a glance, the area shows median age of 18.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 732, 848; U.S. House district NJ-4; the NEW YORK media market.

Lakewood, NJ sits in a university / college context (near seminary bnos chaim (0.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 08701 is about $62,811 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.7%; unemployment rate near 6.1%; 32.7% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 12.8% of workers reporting work-from-home (about 2.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $430,700 — about 24% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,510 (about 30% above the U.S. median rent ($1,163)), and owner-occupancy near 50.8% (about 14.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08701 in Lakewood, NJ, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,767. That is about 89% above the local median household income ($62,811), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lakewood CDP, NJ as Relatively High (composite score 96.2), which is among the highest nationally. The strongest component scores on US5 are flood (96.7) and wildfire (95.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lakewood CDP, NJ show little to no average snow and around 52.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 8,805 for ZIP 08701 (Lakewood CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.