ZIP Code 08561 — Windsor CDP, NJ Demographics & Data

ZIP code 08561 covers Windsor, NJ in Mercer County with a population of about 381.

At a glance, the area shows median age of 64.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 609, 640; U.S. House district NJ-3; the PHILADELPHIA media market.

Windsor, NJ fits a retirement-oriented profile (high share of residents 65+ (43.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 36.3% of adults with a bachelor’s degree or higher (about 2.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Other services, and Professional services; about 14.9% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 137.0 minutes (U.S. average near 26.8).

Median home value is about $479,500 — about 38% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 41.5% (about 24.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08561 in Windsor, NJ, a household would need roughly $132,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,080. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Windsor CDP, NJ as Relatively High (composite score 95.4), which is among the highest nationally. The strongest component scores on US5 are flood (97.2) and hurricane (94.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Windsor CDP, NJ show little to no average snow and around 47.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 08561 (Windsor CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.