ZIP Code 08887 — Three Bridges CDP, NJ Demographics & Data

ZIP code 08887 covers Three Bridges, NJ in Hunterdon County with a population of about 1,377.

At a glance, the area shows median age of 40.3 (near the U.S. median).

It sits in telephone area code 908; U.S. House district NJ-7; the NEW YORK media market.

Median household income in ZIP 08887 is about $104,091 — about 39% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.1%; unemployment rate near 2.5%; 41.8% of adults with a bachelor’s degree or higher (about 8.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Agriculture; about 4.5% of workers reporting work-from-home (about 10.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $268,200 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,582 (about 36% above the U.S. median rent ($1,163)), and owner-occupancy near 56.9% (about 8.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08887 in Three Bridges, NJ, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,723. That sits below the local median household income ($104,091), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Three Bridges CDP, NJ as Relatively Low (composite score 78.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.8) and hurricane (74.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Three Bridges CDP, NJ show little to no average snow and around 51.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 89 for ZIP 08887 (Three Bridges CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.