ZIP Code 10530 — Hartsdale CDP, NY Demographics & Data

ZIP code 10530 covers Hartsdale, NY in Westchester County with a population of about 13,955.

At a glance, the area shows median age of 51.1 versus a U.S. median of about 38.9.

It sits in telephone area code 914; U.S. House district NY-16; the NEW YORK media market.

Hartsdale, NY sits in a university / college context (near the college of westchester (1.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 10530 is about $118,114 — about 57% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.7%; unemployment rate near 4.8%; 65.1% of adults with a bachelor’s degree or higher (about 31.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 27.7% of workers reporting work-from-home (about 12.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $445,600 — about 28% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,109 (about 81% above the U.S. median rent ($1,163)), and owner-occupancy near 85.5% (about 20.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10530 in Hartsdale, NY, a household would need roughly $123,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,862. That is roughly in line with the local median household income ($118,114). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hartsdale CDP, NY as Relatively High (composite score 96.2), which is among the highest nationally. The strongest component scores on US5 are flood (98.0) and hurricane (93.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hartsdale CDP, NY show little to no average snow and around 51.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 603 for ZIP 10530 (Hartsdale CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.