ZIP Code 10596 — Verplanck CDP, NY Demographics & Data

ZIP code 10596 covers Verplanck, NY in Westchester County with a population of about 657.

At a glance, the area shows median age of 57.1 versus a U.S. median of about 38.9.

It sits in telephone area code 914; U.S. House district NY-17; the NEW YORK media market.

Verplanck, NY fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 10596 is about $81,893 — about 9% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.8%; unemployment rate near 0.0%; 42.1% of adults with a bachelor’s degree or higher (about 8.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 16.8% of workers reporting work-from-home (about 1.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $448,900 — about 29% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,479 (about 27% above the U.S. median rent ($1,163)), and owner-occupancy near 61.4% (about 4.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10596 in Verplanck, NY, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,884. That is about 51% above the local median household income ($81,893), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Verplanck CDP, NY as Relatively High (composite score 96.2), which is among the highest nationally. The strongest component scores on US5 are flood (98.0) and hurricane (93.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Verplanck CDP, NY show little to no average snow and around 50.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 28 for ZIP 10596 (Verplanck CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.