Median home value is about $323,600 — about 7% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,277 (about 10% above the U.S. median rent ($1,163)), and owner-occupancy near 56.6% (about 8.8 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 10993 in West Haverstraw, NY, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,079. That is about 36% above the local median household income ($65,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.