ZIP Code 10901 — Montebello village, NY Demographics & Data

ZIP code 10901 covers Montebello, NY in Rockland County with a population of about 26,224.

At a glance, the area shows median age of 40.0 (near the U.S. median).

It sits in telephone area codes 329, 845; U.S. House district NY-17; the NEW YORK media market.

Montebello, NY sits in a university / college context (near rockland community college (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 10901 is about $114,651 — about 53% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.3%; unemployment rate near 5.2%; 47.5% of adults with a bachelor’s degree or higher (about 13.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; about 12.3% of workers reporting work-from-home (about 2.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $490,700 — about 41% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,618 (about 39% above the U.S. median rent ($1,163)), and owner-occupancy near 72.7% (about 7.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10901 in Montebello, NY, a household would need roughly $135,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,152. That is about 18% above the local median household income ($114,651), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Montebello village, NY as Relatively Moderate (composite score 88.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.8) and hurricane (85.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Montebello village, NY show little to no average snow and around 48.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,133 for ZIP 10901 (Montebello village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.