ZIP Code 10956 — New City CDP, NY Demographics & Data

ZIP code 10956 covers New City, NY in Rockland County with a population of about 31,420.

At a glance, the area shows median age of 42.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 329, 845; U.S. House district NY-17; the NEW YORK media market.

New City, NY sits in a university / college context (near be'er yaakov talmudic seminary (2.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 10956 is about $179,060 — about 138% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.4%; unemployment rate near 7.0%; 58.2% of adults with a bachelor’s degree or higher (about 24.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; about 17.6% of workers reporting work-from-home (about 2.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $629,200 — about 81% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,086 (about 79% above the U.S. median rent ($1,163)), and owner-occupancy near 93.9% (about 28.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10956 in New City, NY, a household would need roughly $173,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,042. That is roughly in line with the local median household income ($179,060). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for New City CDP, NY as Relatively Moderate (composite score 88.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.8) and hurricane (85.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for New City CDP, NY show little to no average snow and around 50.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,357 for ZIP 10956 (New City CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.