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Baldwin CDP, NY

ZIP 11510 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11510

Median Home Value
$578,600
Median Rent
$1,668
Affordability Snapshot
$159,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,717/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11510 in Baldwin CDP, NY, a household would need roughly $159,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,717. That is roughly in line with the local median household income ($141,120). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.0%+35% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
7.5%-49% vs US avg
x
Built Pre-1939
19.6%+53% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
21.0%-58% vs US avg
x
Mortgage-Free
25.9%-32% vs US avg
x
$578,600
Home Value
$1,668
Rent
1948
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.1%
  • 1-unit attached1.9%
  • 2-9 units5.2%
  • 10+ units6.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$578,600
Median rent$1,668
Owner-occupied88.0%
Vacant3.1%
Price-to-income4.1x
Est. income to buy$159,000