Median home value is about $578,600 — about 66% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,668 (about 43% above the U.S. median rent ($1,163)), and owner-occupancy near 88.0% (about 22.6 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 11510 in Baldwin, NY, a household would need roughly $159,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,717. That is roughly in line with the local median household income ($141,120). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.