Median home value is about $590,000 — about 70% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,612 (about 125% above the U.S. median rent ($1,163)), and owner-occupancy near 89.6% (about 24.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 11790 in Stony Brook, NY, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,790. That is roughly in line with the local median household income ($157,695). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.