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Stony Brook CDP, NY

ZIP 11790 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11790

Median Home Value
$590,000
Median Rent
$2,612
Affordability Snapshot
$162,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,790/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11790 in Stony Brook CDP, NY, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,790. That is roughly in line with the local median household income ($157,695). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
89.6%+37% vs US avg
x
Vacancy Rate
7.3%-29% vs US avg
x
Broadband Access
94.5%+9% vs US avg
x
4+ Bedrooms
9.8%-34% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
16.3%-67% vs US avg
x
Mortgage-Free
41.8%+9% vs US avg
x
$590,000
Home Value
$2,612
Rent
1965
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.5%
  • 1-unit attached5.8%
  • 2-9 units1.5%
  • 10+ units1.6%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$590,000
Median rent$2,612
Owner-occupied89.6%
Vacant7.3%
Price-to-income3.7x
Est. income to buy$162,000