ZIP Code 12174 — undefined, NY Demographics & Data

ZIP code 12174 covers NY in Columbia County with a population of about 571.

At a glance, the area shows median age of 66.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 518, 838; U.S. House district NY-19; the ALBANY - SCHENECTADY - TROY media market.

NY reads as a military / base-oriented community on US5’s intent model (elevated veteran share (21.9%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 12174 is about $50,882 — about 32% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.9%; unemployment rate near 17.6%; 8.0% of adults with a bachelor’s degree or higher (about 25.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Agriculture, and Manufacturing; about 8.4% of workers reporting work-from-home (about 6.8 points below the U.S. share (15.2%)); a mean commute of about 153.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 78.0% (about 12.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively Low (composite score 68.7), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (81.3) and flood (79.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show little to no average snow and around 42.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 12174 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.