ZIP Code 12486 — Tillson CDP, NY Demographics & Data

ZIP code 12486 covers Tillson, NY in Ulster County with a population of about 1,737.

At a glance, the area shows median age of 54.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 329, 845; U.S. House district NY-19; the NEW YORK media market.

Tillson, NY fits a retirement-oriented profile (high share of residents 65+ (38.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 12486 is about $83,333 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.7%; unemployment rate near 0.0%; 26.0% of adults with a bachelor’s degree or higher (about 7.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Finance and insurance, and Education; about 8.7% of workers reporting work-from-home (about 6.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $299,300 — about 14% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,371 (about 18% above the U.S. median rent ($1,163)), and owner-occupancy near 72.7% (about 7.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12486 in Tillson, NY, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,923. That is roughly in line with the local median household income ($83,333). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tillson CDP, NY as Relatively Moderate (composite score 87.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.9) and hurricane (86.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tillson CDP, NY show little to no average snow and around 52.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 75 for ZIP 12486 (Tillson CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.