ZIP Code 12508 — Beacon city, NY Demographics & Data

ZIP code 12508 covers Beacon, NY in Dutchess County with a population of about 19,519.

At a glance, the area shows median age of 41.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 329, 845; U.S. House district NY-18; the NEW YORK media market.

Median household income in ZIP 12508 is about $88,510 — about 18% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.2%; unemployment rate near 4.7%; 41.5% of adults with a bachelor’s degree or higher (about 7.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Professional services; about 18.2% of workers reporting work-from-home (about 3.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $401,500 — about 15% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,502 (about 29% above the U.S. median rent ($1,163)), and owner-occupancy near 57.9% (about 7.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12508 in Beacon, NY, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,579. That is about 25% above the local median household income ($88,510), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Beacon city, NY as Relatively Moderate (composite score 88.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (92.4) and hurricane (90.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Beacon city, NY show little to no average snow and around 51.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 843 for ZIP 12508 (Beacon city, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.