What to know about ZIP 12544
ZIP code 12544 covers NY in Columbia County with a population of about 54.
It sits in telephone area codes 518, 838; U.S. House district NY-19; the ALBANY - SCHENECTADY - TROY media market.
, NY
ZIP Code 12544 — undefined, NY Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Map, Quick Facts & Location
Quick Facts
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Population
54
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At a glance
Overview of ZIP Code 12544
MilitaryMilitary / base community
BAH housing allowance
ZIP 12544 is tagged as a military / base community. Loading DoD locality rates… Rates are a planning reference — confirm with finance or the official DTMO BAH lookup.
Local search focus: Military
NY reads as a military / base-oriented community on US5’s intent model (elevated veteran share (59.3%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.
US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.
Income and economy in NY
On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%.
Labor and commute patterns include leading industry context around Healthcare; a mean commute of about 22.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 12544
Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).
Climate risk and migration signals
FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively Low (composite score 68.7), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (81.3) and flood (79.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for NY show limited published climate normals on US5.
IRS migration statistics show a net inflow of about 2 for ZIP 12544 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.