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Livingston Manor CDP, NY

ZIP 12758 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12758

Median Home Value
$171,000
Median Rent
$771
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,098/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12758 in Livingston Manor CDP, NY, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,098. That is roughly in line with the local median household income ($50,577). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 36% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.6%+32% vs US avg
x
Vacancy Rate
36.5%+254% vs US avg
x
Broadband Access
77.9%-10% vs US avg
x
4+ Bedrooms
4.8%-68% vs US avg
x
Built Pre-1939
9.9%-23% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
36.6%-26% vs US avg
x
Mortgage-Free
62.6%+64% vs US avg
x
$171,000
Home Value
$771
Rent
1972
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.4%
  • 1-unit attached0.4%
  • 2-9 units4.0%
  • 10+ units2.0%
  • Mobile home & other17.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$171,000
Median rent$771
Owner-occupied86.6%
Vacant36.5%
Price-to-income3.4x
Est. income to buy$47,000