Median home value is about $171,000 — about 51% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $771 (about 34% below the U.S. median rent ($1,163)), and owner-occupancy near 86.6% (about 21.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 12758 in Livingston Manor, NY, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,098. That is roughly in line with the local median household income ($50,577). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.