ZIP Code 12804 — Glens Falls North CDP, NY Demographics & Data

ZIP code 12804 covers Glens Falls North, NY in Warren County with a population of about 28,175.

At a glance, the area shows median age of 47.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 518, 838; U.S. House district NY-21; the ALBANY - SCHENECTADY - TROY media market.

Glens Falls North, NY sits in a university / college context (near suny adirondack (1.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 12804 is about $90,074 — about 20% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.0%; unemployment rate near 4.4%; 39.3% of adults with a bachelor’s degree or higher (about 5.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 8.4% of workers reporting work-from-home (about 6.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $284,400 — about 18% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,014 (about 13% below the U.S. median rent ($1,163)), and owner-occupancy near 74.1% (about 8.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12804 in Glens Falls North, NY, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,827. That sits below the local median household income ($90,074), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Glens Falls North CDP, NY as Relatively Low (composite score 62.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (71.5) and hurricane (67.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Glens Falls North CDP, NY show little to no average snow and around 46.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,217 for ZIP 12804 (Glens Falls North CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.