Median home value is about $161,300 — about 54% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $850 (about 27% below the U.S. median rent ($1,163)), and owner-occupancy near 61.1% (about 4.3 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 12839 in Hudson Falls, NY, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,036. That sits below the local median household income ($70,006), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.