ZIP Code 13020 — undefined, NY Demographics & Data

ZIP code 13020 covers NY in Onondaga County with a population of about 117.

At a glance, the area shows median age of 34.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 315, 680; U.S. House district NY-22; the SYRACUSE media market.

Median household income in ZIP 13020 is about $90,074 — about 20% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.4%; unemployment rate near 0.0%; 9.5% of adults with a bachelor’s degree or higher (about 24.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Finance and insurance, Manufacturing, and Retail trade; about 35.0% of workers reporting work-from-home (about 19.8 points above the U.S. share (15.2%)); a mean commute of about 26.0 minutes (U.S. average near 26.8).

Median home value is about $265,900 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 87.8% (about 22.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 13020 in NY, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,708. That sits below the local median household income ($90,074), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively Moderate (composite score 91.3), which is among the highest nationally. The strongest component scores on US5 are flood (95.2) and hurricane (77.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show little to no average snow and around 48.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 13020 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.