Median home value is about $252,800 — about 27% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 68.0% (about 2.6 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 13062 in NY, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,624. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.