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Mount Vision CDP, NY

ZIP 13810 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13810

Median Home Value
$218,900
Median Rent
$721
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,406/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13810 in Mount Vision CDP, NY, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,406. That sits below the local median household income ($90,577), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.0%+22% vs US avg
x
Vacancy Rate
21.3%+107% vs US avg
x
Broadband Access
86.1%-1% vs US avg
x
4+ Bedrooms
7.1%-52% vs US avg
x
Built Pre-1939
12.2%-5% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
2.9%-94% vs US avg
x
Mortgage-Free
67.4%+76% vs US avg
x
$218,900
Home Value
$721
Rent
1949
Year Built
2000
Moved In

Residents have lived here since ~2000 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.5%
  • 1-unit attached0.0%
  • 2-9 units6.3%
  • 10+ units0.0%
  • Mobile home & other18.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$218,900
Median rent$721
Owner-occupied80.0%
Vacant21.3%
Price-to-income2.4x
Est. income to buy$60,000