ZIP Code 13810 — Mount Vision CDP, NY Demographics & Data

ZIP code 13810 covers Mount Vision, NY in Otsego County with a population of about 1,195.

At a glance, the area shows median age of 55.2 versus a U.S. median of about 38.9.

It sits in telephone area code 607; U.S. House district NY-19; the UTICA media market.

Mount Vision, NY fits a retirement-oriented profile (high share of residents 65+ (35.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 13810 is about $90,577 — about 21% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.1%; unemployment rate near 3.4%; 36.4% of adults with a bachelor’s degree or higher (about 2.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Manufacturing; about 15.6% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $218,900 — about 37% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $721 (about 38% below the U.S. median rent ($1,163)), and owner-occupancy near 80.0% (about 14.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 13810 in Mount Vision, NY, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,406. That sits below the local median household income ($90,577), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mount Vision CDP, NY as Relatively Low (composite score 75.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.8) and hurricane (64.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mount Vision CDP, NY show little to no average snow and around 44.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 52 for ZIP 13810 (Mount Vision CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.