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ZIP 13845 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13845

Median Home Value
$125,000
Median Rent
$700
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$803/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13845, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $803. That sits below the local median household income ($70,154), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.4%+28% vs US avg
x
Vacancy Rate
6.5%-37% vs US avg
x
Broadband Access
81.9%-6% vs US avg
x
4+ Bedrooms
5.7%-61% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
8.5%-83% vs US avg
x
Mortgage-Free
52.9%+38% vs US avg
x
$125,000
Home Value
$700
Rent
1973
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.0%
  • 1-unit attached0.1%
  • 2-9 units5.3%
  • 10+ units0.3%
  • Mobile home & other23.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$125,000
Median rent$700
Owner-occupied83.4%
Vacant6.5%
Price-to-income1.8x
Est. income to buy$34,000