What to know about ZIP 13845
ZIP code 13845 covers ZIP 13845 with a population of about 7,020.
At a glance, the area shows median age of 44.7 versus a U.S. median of about 38.9.
It sits in the BINGHAMTON media market.
Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 13845 covers ZIP 13845 with a population of about 7,020.
At a glance, the area shows median age of 44.7 versus a U.S. median of about 38.9.
It sits in the BINGHAMTON media market.
Median household income in ZIP 13845 is about $70,154 — about 7% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 8.5%; unemployment rate near 9.3%; 14.8% of adults with a bachelor’s degree or higher (about 18.9 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Construction; about 7.2% of workers reporting work-from-home (about 8.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $125,000 — about 64% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $700 (about 40% below the U.S. median rent ($1,163)), and owner-occupancy near 83.4% (about 18.0 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 13845, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $803. That sits below the local median household income ($70,154), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.
Climate normals for ZIP 13845 show little to no average snow and around 36.8 inches of annual precipitation.
Airport BGM (22.0 miles (35.4 km)) · Binghamton University (20.0 miles (32.3 km)) · Steamtown National Historic Site (56.9 miles (91.6 km)) · VA: Sayre VA Outpatient Clinic (693GA) (10.8 miles (17.4 km))
Full lists and map pins are in the Infrastructure section below.