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ZIP Code 13845 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Map, Quick Facts & Location

Quick Facts

Population
7,020
Median Income
$70,154
-7% vs US avg
Home Value
$125,000
-64% vs US avg
Median Rent
$700
-40% vs US avg
Median Age
44.7 yrs
+15% vs US avg
City
N/A
County
N/A
Timezone
N/A
Top Ancestry
IrishGermanEnglish
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Location
Coordinates
42.0534, -76.3549
Elevation
845 ft
Land Area
0.4 sq mi
Water Area
0.0 sq mi (1% water)

At a glance

Population
7,020
Density
N/A
Median income
$70,154
-7% vs US avg
Home value
$125,000
-64% vs US avg
Median rent
$700
-40% vs US avg
Timezone
N/A

Overview of ZIP Code 13845

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What to know about ZIP 13845

ZIP code 13845 covers ZIP 13845 with a population of about 7,020.

At a glance, the area shows median age of 44.7 versus a U.S. median of about 38.9.

It sits in the BINGHAMTON media market.

Income and economy in ZIP 13845

Median household income in ZIP 13845 is about $70,154 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.5%; unemployment rate near 9.3%; 14.8% of adults with a bachelor’s degree or higher (about 18.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Construction; about 7.2% of workers reporting work-from-home (about 8.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 13845

Median home value is about $125,000 — about 64% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $700 (about 40% below the U.S. median rent ($1,163)), and owner-occupancy near 83.4% (about 18.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 13845, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $803. That sits below the local median household income ($70,154), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

Climate normals for ZIP 13845 show little to no average snow and around 36.8 inches of annual precipitation.

Nearby (from this ZIP)

Airport BGM (22.0 miles (35.4 km)) · Binghamton University (20.0 miles (32.3 km)) · Steamtown National Historic Site (56.9 miles (91.6 km)) · VA: Sayre VA Outpatient Clinic (693GA) (10.8 miles (17.4 km))

Full lists and map pins are in the Infrastructure section below.