Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 14166 covers NY in Chautauqua County with a population of about 182.
At a glance, the area shows median age of 67.6 versus a U.S. median of about 38.9.
It sits in telephone area code 716; U.S. House district NY-23; the BUFFALO media market.
NY fits a retirement-oriented profile (high share of residents 65+ (74.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
Median household income in ZIP 14166 is about $96,616 — about 29% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 88.2% of adults with a bachelor’s degree or higher (about 54.5 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Administrative support and Manufacturing; a mean commute of about 47.0 minutes (U.S. average near 26.8).
Median home value is about $139,200 — about 60% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 14166 in NY, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $894. That sits below the local median household income ($96,616), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.
FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively Moderate (composite score 84.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.3) and hurricane (68.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for NY show limited published climate normals on US5.
IRS migration statistics show a net inflow of about 8 for ZIP 14166 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.