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, NY

ZIP 14166 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14166

Median Home Value
$139,200
Median Rent
N/A
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$894/mo PITI).

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 14166 in NY, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $894. That sits below the local median household income ($96,616), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 73% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (51% built before 1939)

Owner Occupied
100.0%+53% vs US avg
x
Vacancy Rate
73.3%+612% vs US avg
x
Broadband Access
100.0%+15% vs US avg
x
4+ Bedrooms
23.1%+56% vs US avg
x
Built Pre-1939
51.3%+300% vs US avg
x
Built Post-2014
0.0%
x
Mortgage-Free
100.0%+162% vs US avg
x
$139,200
Home Value
N/A
Rent
1944
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached100.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$139,200
Median rent$-666,666,666
Owner-occupied100.0%
Vacant73.3%
Price-to-income1.4x
Est. income to buy$38,000