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University at Buffalo CDP, NY

ZIP 14228 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14228

Median Home Value
$246,100
Median Rent
$1,171
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,581/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14228 in University at Buffalo CDP, NY, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,581. That is roughly in line with the local median household income ($72,426). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.1%-17% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
86.5%-1% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
29.7%-40% vs US avg
x
Mortgage-Free
43.6%+14% vs US avg
x
$246,100
Home Value
$1,171
Rent
1979
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.8%
  • 1-unit attached6.3%
  • 2-9 units35.3%
  • 10+ units15.5%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$246,100
Median rent$1,171
Owner-occupied54.1%
Vacant4.5%
Price-to-income3.4x
Est. income to buy$68,000