ZIP Code 14228 — University at Buffalo CDP, NY Demographics & Data

ZIP code 14228 covers University at Buffalo, NY in Erie County with a population of about 24,345.

At a glance, the area shows median age of 33.5 versus a U.S. median of about 38.9.

It sits in telephone area code 716; U.S. House district NY-26; the BUFFALO media market.

University at Buffalo, NY sits in a university / college context (university/college place context). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 14228 is about $72,426 — about 4% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.0%; unemployment rate near 6.7%; 48.8% of adults with a bachelor’s degree or higher (about 15.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 13.3% of workers reporting work-from-home (about 1.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $246,100 — about 29% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,171 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 54.1% (about 11.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 14228 in University at Buffalo, NY, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,581. That is roughly in line with the local median household income ($72,426). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for University at Buffalo CDP, NY as Relatively High (composite score 97.7), which is among the highest nationally. The strongest component scores on US5 are flood (99.0) and hurricane (71.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for University at Buffalo CDP, NY show little to no average snow and around 40.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,051 for ZIP 14228 (University at Buffalo CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.