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Cecil-Bishop CDP, PA

ZIP 15321 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 15321

Median Home Value
$309,500
Median Rent
$1,319
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,988/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 15321 in Cecil-Bishop CDP, PA, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,988. That sits below the local median household income ($118,333), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.0%+22% vs US avg
x
Vacancy Rate
10.3%+0% vs US avg
x
Broadband Access
96.5%+11% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
13.8%+7% vs US avg
x
Built Post-2014
6.7%-3% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
39.4%+3% vs US avg
x
$309,500
Home Value
$1,319
Rent
1976
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.4%
  • 1-unit attached4.5%
  • 2-9 units4.3%
  • 10+ units0.0%
  • Mobile home & other4.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$309,500
Median rent$1,319
Owner-occupied80.0%
Vacant10.3%
Price-to-income2.6x
Est. income to buy$85,000