ZIP Code 15480 — Smock CDP, PA Demographics & Data

ZIP code 15480 covers Smock, PA in Fayette County with a population of about 1,458.

At a glance, the area shows median age of 46.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 724, 878; U.S. House district PA-14; the PITTSBURGH media market.

Median household income in ZIP 15480 is about $43,491 — about 42% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.3%; unemployment rate near 11.6%; 36.8% of adults with a bachelor’s degree or higher (about 3.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Administrative support, and Retail trade; about 10.5% of workers reporting work-from-home (about 4.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $115,400 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $765 (about 34% below the U.S. median rent ($1,163)), and owner-occupancy near 76.3% (about 10.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 15480 in Smock, PA, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $741. That sits below the local median household income ($43,491), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Smock CDP, PA as Relatively Moderate (composite score 82.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (90.6) and hurricane (60.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Smock CDP, PA show little to no average snow and around 44.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 66 for ZIP 15480 (Smock CDP, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.